Interest Rates for Deposits :
Particulars Period Int. Rate
Saving A/c   5 %

Current A/c   1%

Fixed Deposit  
i) Short Term Deposit From 30 Days to 180 Days 7.25 %
  From 181 Days to 364 Days 7.50 %
ii) Fixed Deposit From 1 Year 8.00 %
  From 2 Year to 3 Year 8.50 %

Monthly Interest  
Monthly Interest Scheme -
For Individual (Regular)
1 Year 7.75 %
  2 Years 8.25 %
  3 Years to 5 Years 8.00 %
Jansanchay -
For Senior Citizen
1 Year 8.50 %
  2 Years 9.00 %
  3 Years to 5 Years 8.75 %

Reinvestment Plan  
Damduppat 7 Years 4 Months -

Reinvestment Plan    
Punarguntavnuk Deposit 1
For Individual (Regular)
1 Year 7.75 %
  2 Year 8.25 %
  3 Years to 5 Years 8.00 %
Punarguntavnuk Deposit 2
For Senior Citizen
1 Year 8.50 %
  2 Year 9.00 %
  3 Years to 5 Years 8.25 %

Recurring Deposit  
i) Samrudhi 1000 6 Year 2 Months
Monthly Rs.1000 After Maturity 1 Lack  

ii )Samrudhi 500 6 Year 2 Months
Monthly Rs.500 After Maturity 50,000/-  

iii) Recurring (With & With out Accidental Insurance )
 
As Per Chart (given Below) 1 Year  To 5 Year

Arthasanchay recurring  
Monthly 500 Maturity Amt  20709/-/- 3 Year
Monthly 500 Maturity Amt 28936/- 4 Year
Monthly 500 Maturity Amt 37928/- 5 Year

Call Deposites Minimum 15 Days 6.0 %

Locker Deposites    
Deposit Amount linked with Locker Specifications   ------

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Interest Rates for Loan
Particulars Period Int. Rate Sanction Limit
Personal Simple Loan 3 To 5 Years 13 % From Rs. 5000/- to Rs.125000/-

Varadhasta Loan      
Term Loan 3 To 5 Years 11 % From Rs. 25000 to Rs.75000/-
Cash Credit Loan 1 Year 11 %  
  2 to 3 years 12 %  

Hypothecation Loan 3 To 5 Years 13 % From Rs. 25000/- to Rs 90 Lakhs

Property Mortgage  Loan 3 To 7 Years 13 % From Rs. 25000/- to Rs 90 Lakhs
Property Mortgage ( Project Loan ) 3 Years 15 % From Rs. 25000/- to Rs 90 Lakhs

Sadasavali Home Loan 20 Years 10.50% From Rs. 25000/- to Rs 90 Lakhs
1 % interest concession for person in the employment of Indian Armed Forces (Army, Navy & Air force )

Sadasavli Suvidha Loan
As per Rule 10.75 % As per Rule

Jankalyan Four Wheeler Loan   9.50 % to 10.00 % From Rs. 25000/- to Rs 90 Lakhs
As Per Requirment of Loan   6 Years 7 Years
Up To Rs. 5 Lakhs   9.50 % 10 %
Up To Rs. 10 Lakhs   10 % 10 %

Janvihar Travel Loan 5 Years 10.50 % Rs 1,00,000/- & Rs 2,00,000

Sidhahast  Professionally Self Employed Loan 3 To 7 Years 11 % From Rs. 50000/- to Rs 90 Lakhs

Jankalyan Gold loan 1 Years 9.75% & 9.95 % From Rs. 5000/- to Rs. 90 Lakhs

Jankalyan Two wheeler Loan 3 To 5 Years    
Up To Rs. 50 Thousands 10 %    
Above Rs. 50 Thousands upto 1 Lakhs 10.75 %    

Jankalyan Consumer Durable Loan 5 Years 10.50 % Up to Rs. 50000/-

Janhit  Loan
Term Loan
3 To 5 Years 10 % From Rs. 75000 to Rs.2 Lac /-

Sudarshan Sour Urja  Loan
Term Loan
     

Taral Taran Loan
3 to 5 Years  10 % From Rs. 5000/- to Rs. 90 Lakhs

Sour Urja Loan 5 Years 10 % From Rs. 5000/- to Rs. 90 Lakhs

 Hypotication Cash Credit 1 Years 13 % From Rs. 5000/- to Rs. 90 Lakhs

Janvidya Loan 7 Years 11 %
From Rs. 5000/- to Rs.500000/-

New Personal Loan 3 To 5 Years 10 % From Rs. 5000/- to Rs.125000/-

 

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Recurring Deposit Chart :
With Accidental Insurance
Amount Rs. 1 Year 2 Year 3 Year 4 Year 5 Year
100 1254 2623 4126 5666 7586

200 2507 5246 8251 11333 15171

300 3761 7869 12377 16999 22757

400 5015 10492 16502 22665 30342

500 6268 13115 20628 28332 37928
Without Accidental Insurance
Amount Rs. 1 Year 2 Year 3 Year 4 Year 5 Year
100 1257 2637 4158 5818 7688

200 2514 5273 8316 11636 15375

300 3771 7910 12475 17453 23063

400 5028 10547 16633 23271 30750

500 6285 13184 20791 29029 38438

 

Rate for Deposit
Rate for Loan
Recurring Deposit Chart