A compact group comprising professionals and social activists was brainstorming sometime in the middle of the year 1995 on a select mission. The object was to create a role model which would be capable of providing sustainable financial solutions in an affordable manner. The target beneficiaries would be those in the vicinity who were financially excluded despite their potential, honesty and integrity on account of their inability to fulfill stricter compliance requirements.

The most logical conclusion of these developments was the establishment of a credit co-operative under the nomenclature of “ Jankalyan Nagari Sahakari Patsanstha Maryadit, Karad.” Being under the aegis of the Maharashtra Cooperative Societies Act, 1960 the set up was naturally democratic. But the insistence was on professionalism and transparency without losing sight of the ethical standards.

Within no time the selfless spirit, shared vision and collective wisdom of the Board Members could inculcate the expected esteem, glory and wisdom for “ JANKALYAN” in the minds of the people at large.

As a consequence JANKALYAN could achieve great strides during the last fifteen years and is poised for a great leap ahead in the time to come! 

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