Hypothecation Loan
Period Int. Rate Features
3 To 5 Years 13 % For Machinery / Stocks Purchase
For Vehicle Purchase
For Land/Furniture Purchase
For Land/Building Construction
Sanction Limit Documents for Borrowers Documents for Guarantors
From Rs. 25000/- to Rs 90 Lakhs
  • Pan Card photo copy
  • Photograph
  • If Salaried Person - Salary Certificate / 16A Certificate of last 3 Years
  • If Business & other profession person Balance Sheet, Profit & Loss a/c of last 3 year
    Shop Act License
  • If Agriculture income - Agriculture Income Certificate
  • Bank Passbook Photo copy
  • Bank 20 Cheques
  • Income Tax Return Photo Copy
  • LIC Policy Surrender Value
  • Original LIC Policy with Assignment
  • Latest City survey Extract
  • Latest 7/12 Extract
  • Latest Namuna No. 8 Extract
  • Original Purchase Agreement
  • Original Valuation & Search Report
  • NA Certificates & Lay out
  • Taxpaid Receipt of Property
  • Machinery or vehicle quotation
  • Address Proof
  • Pan Card photo copy
  • Photograph
  • If Salaried Person - Salary Certificate / 16A Certificate of last 3 Years
  • If Business & other profession person Balance Sheet, Profit &
  • Loss a/c of last 3 year
  • Shop Act License
  • If Agriculture income - Agriculture Income Certificate
  • Income Tax Return Photo Copy
 

# Self Attested Copies of Pan Card / Driving Lincence / Electricity Bill / Telephone Bill / Ration Card
# KYC Norms applicable for all deposits & loans - as per normal KYC requirements
New Personal Loan
Hypothecation Loan
Jankalyan Consumer Durables Loan
Jankalyan Two wheeler Loan
Jankalyan Four Wheeler Loan
Jankalyan Gold Loan
Personal Simple Loan
Property Mortgage  Loan
Jan-vihar Travel Loan
Varad-hasta Loan
Sidha-hast Professionally Self Employed loan
Sadasavali Home Loan
Sadasavli Suvidha Loan
Janhit Loan
Taral Taran Loan
Sudarshan Sour Urja Loan