Property Mortgage  Loan / Project Loan
Period Int. Rate Features
Property Mortgage  Loan
3  To 7  Years
13 % For Machinery / Stocks Purchase
For Vehicle Purchase
For Land/Furniture Purchase
For Land/Building Construction
For Any Other Purpose
Property Mortgage
(Project Loan)

3 Years
15 % For Land/Furniture Purchase
For Land/Building Construction
For Any Other Purpose
Sanction Limit Documents for Borrowers Documents for Guarantors
From Rs. 25000/- to Rs 90 Lakhs
  • Address Proof
  • Pan Card photo copy
  • Photograph
  • If Salaried Person - Salary Certificate / 16A Certificate of last 3 Years
  • If Business & other profession person Balance Sheet, Profit & Loss a/c of last 3 year
    Shop Act License
  • If Agriculture income - Agriculture Income Certificate
  • Bank Passbook Photo copy
  • Bank 20 Cheques
  • Income Tax Return Photo Copy
  • LIC Policy Surrender Value
  • Original LIC Policy with Assignment
  • Latest City survey Extract
  • Latest 7/12 Extract
  • Latest Namuna No. 8 Extract
  • Original Purchase Agreement
  • Original Valuation & Search Report
  • NA Certificates & Lay out
  • Taxpaid Receipt of Property
  • Address Proof
  • Pan Card photo copy
  • Photographs
  • If Salaried Person - Salary Certificate / 16A Certificate of last 3 Years
  • If Business & other profession person Balance Sheet, Profit &
  • Loss a/c of last 3 year
  • Shop Act License
  • If Agriculture income - Agriculture Income Certificate
  • Income Tax Return Photo Copy

 

# Self Attested Copies of Pan Card / Driving Lincence / Electricity Bill / Telephone Bill / Ration Card
# KYC Norms applicable for all deposits & loans - as per normal KYC requirements
Personal Simple Loan
Varad-hasta Loan
Hypothecation Loan
Property Mortgage  Loan
Sadasavali Home Loan
Jankalyan Four Wheeler Loan
Jan-vihar Travel Loan
Sidha-hast Professionally Self Employed Loan
Jankalyan Two wheeler Loan
Jankalyan Consumer Durables Loan
Jankalyan Gold Loan
Janhit Loan
Taral Taran Loan
Sudarshan Sour Urja Loan